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Buy What You Need, Pay Over Time

Up to $50K* | 0% for 30 days | Terms up to 12 months
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Fast, Easy Financing with No Money Down

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Get a Decision in Seconds

You’ll get a decision instantly. Checking your rate will not affect your credit score.

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Simple & Affordable Terms

Choose either 4 interest-free payments or up to 12-month terms, depending on your order total.

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Fast & Easy Financing

First 30 days are always interest-free. Get up to $50K credit instantly with no early repayment fees.

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How It Works

Add your items to your cart

Look for Credit Key as a payment option at the checkout page

Select Pay Over Time at Checkout

Log into or create your Credit Key account, get an instant credit decision

Split your purchase into payments

Finance your order with easy payments and clear terms

*Subject to credit approval. The terms are for a loan to finance a purchase. Loans are made by First Electronic Bank, a Utah Chartered Bank, member FDIC.

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