You’ll get a decision instantly. Checking your rate will not affect your credit score.
Simple & Affordable Terms
Choose either 4 interest-free payments or up to 12-month terms, depending on your order total.
Fast & Easy Financing
First 30 days are always interest-free. Get up to $50K credit instantly with no early repayment fees.
How It Works
Add your items to your cart
Look for Credit Key as a payment option at the checkout page
Select Pay Over Time at Checkout
Log into or create your Credit Key account, get an instant credit decision
Split your purchase into payments
Finance your order with easy payments and clear terms
*Subject to credit approval. The terms are for a loan to finance a purchase. Loans are made by First Electronic Bank, a Utah Chartered Bank, member FDIC.